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Meet The Team

Below you will find a brief introduction to the insurance professionals at Louis Panciera, Inc. which handle all of your personal and commercial insurance needs.

Nicholas J. Fusaro, AAI, AIS, CPIA
President & CEO

Nicholas J. Fusaro Nick is the President of the agency. Nick has attained a B.S. in Business Management from Nichols College and specializes in both commercial and personal lines, as well as life and disability insurance. Nick works hard to develop new markets that benefit both our clients and the agency. Nick has also received designations of an Accredited Adviser in Insurance (AAI), Associate in Insurance Services (AIS), and Certified Professional Insurance Agent (CPIA). Nick previously served a term of 3 years on the board of directors for the Westerly-Pawcatuck Chamber of Commerce. Nick is licensed in RI, CT, & MA and has over 17 years of insurance experience.

Michael D. Gervasini
Vice President

Michael D. Gervasini Mike is our Vice President of the agency. Mike joined our team over 10 years ago and is our commercial lines account manager. He is licensed in RI & CT. He is actively involved in the local community and is passionate about taking care of his clients.

Samuel K. McQuiggan, AAI, AIS, CPIA

Samuel K. McQuiggan Sam is our Assistant Vice President of Personal Lines. He is licensed in RI, CT, & FL. His previous experience includes working for one of the nation's largest insurance brokerages, where he managed High Net Worth Insurance Portfolios for clientele nationwide. Sam is recognized for receiving the designations of Accredited Adviser in Insurance (AAI), Associate in Insurance Services (AIS), and Certified Professional Insurance Agent (CPIA). He also maintains a certification as a Rhode Island Notary Public.

Timothy J. Watrous

Timothy J. Watrous Tim holds and Associates Degree in Business Information Systems. He joined the agency in 2014 as a personal lines account representative. He is licensed in RI & CT. In 2021, he has taken on the accounting duties for the agency.

Frederick J. Ferraro II, LUTCF

Frederick J. Ferraro II, LUTCF Fred started in the Insurance & Financial Services Industry in 1984 and brings 37 years of experience to the agency. Fred markets and sells a complete line of financial products including Life, Health, Property & Casulty, 401K, and IRA accounts. Fred was a National Sales Achievement Award winner 1985-1989 and in 1993, was a National Quality Award Winner.

Margaret Nelson, AAI, ACSR

Margaret Nelson Margaret has over 30 years of insurance experience. She has received designations of Accredited Adviser in Insurance (AAI) and Accredited Customer Service Representative (ACSR). She is licensed in RI & CT. She specializes in personal lines account management.

Kaitlin Lynch

Kaitlin Lynch Kate works in our commercial lines department. She assist customers with reporting claims, endorsement requests, and renewals. Kate is licensed in RI & CT.

Kim Burdick

Kim Burdick Kim is our agency's receptionist. She handles billing, payments, certificates of insurance, and various other service requests.

Beatrice R. Mills

Beatrice R. Mills Beatrice is the newest member of our agency team. She handles all personal lines service requests. Beatrice attended Loyola University Maryland where she earned a BA in Communication. Beatrice is licensed in RI & CT.

The insurance professionals at Louis Panciera Insurance in Westerly, RI.

Contact Info


Louis Panciera, Inc.
48 Main Street
Westerly, RI 02891


Mon - Thurs:
8:30 AM - 5:00 PM
Fri (Summer):
8:30 AM - 3:00 PM
Fri (Non-Summer):
8:30 AM - 5:00 PM

Fax Information

Personal Insurance Services:
(401) 596-3087

Commercial Insurance Services:
(401) 596-3095